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Meet the Tim Humphrey Mortgage Team - where we empower you with financial literacy and guide your journey to financial freedom in Everett, WA and beyond.
Meet your friendly and experienced Mortgage Loan Originator at NEO Home Loans. With many years of expertise in the mortgage industry, there is a passion for turning the dream of owning a home into a reality. Understanding that finding the perfect rate, terms, and conditions for your home loan is crucial, there's a commitment to making it happen.
Whether you're a first-time buyer or looking to refinance your current home, you'll find guidance in various options, including Conforming, VA, FHA loans, and more. You can rest assured that you'll be steered towards the best solution for your financial situation.
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
Ensure your family's well-being by strategically planning for the future. Continuously receive expert advice and guidance to skillfully manage your real estate and financial matters.
Let our team assist you in maintaining your home's excellent condition and boosting its value as years go by.
Gain comprehensive insight into your real estate wealth and explore the array of options available to you. Plus, delight in observing the progress as it appreciably shifts each month!
As your life's chapters unfold and transform, your mortgage management strategy should adapt accordingly. Our team is here to help you navigate these changes, ensuring your mortgage aligns with your evolving needs.
Leverage the full potential of your current real estate holdings to ensure that your property is yielding its maximum benefits.
Discover the benefits of our NO COST renovation financing, designed to amplify the profits from your home sale. In addition, our advanced technology streamlines your transition into your new residence with ease.
We begin by understanding your financial situation and long-term aspirations. This insight helps us craft a personalized mortgage strategy tailored to your needs in Everett, WA.
We analyze mortgage options to find those with the lowest costs and highest potential for prosperity. You'll receive a Total Cost Analysis—a clear, digital breakdown of your mortgage choices, ensuring you make informed decisions.
Experience a seamless home loan process with us. Whether you're in Everett's competitive market aiming to close quickly, or on the other side of the country, we're here to support your financial preparation, whether buying or refinancing.
Life changes and so does the real estate market. Even after you move into your new home, we continue to manage your mortgage and help maximize your wealth. The closing of your loan marks the beginning of our enduring relationship.
NMLS# 150953
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For licensing information, go to: www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953.
Corporate Headquarters: 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405
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